De-dollarization trends are being intensified right now as rich investors and financial institutions abandon the US dollar assets. Instead, they choose options such as Cryptocurrency and gold. This remarkable change takes place because large bank giants like UBS report that their ultra clients actively look to diversify. They aim to move away from traditional dollar owners in the middle of ongoing global economic uncertainty.
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Why the rich replace the US dollars with crypto and gold


Bank giants report shifts from dollars


“UBS’s rich customers are still changing from assets in US dollars and turns to gold, crypto and China. Volatility is definitely here to stay.”
The rich and prosperous investors also prioritize their asset protection through certain different waste strategies. These strategies include Cryptocurrency, among other things. Some customers are currently allocating up to 5% of their total portfolios to digital assets. This is actually a remarkable change for traditionally conservative investors at this time.
We have officially reached the point where there is much more risky to have zero exposure to crypto than to allocate a small percentage of your net value to it. I felt so 5 years ago but Tradfi is now wake up to the insight. https://t.co/yswnhbrpha
– John E Dealon (@johneteaton1) May 13, 2025
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Gold remains central to waste strategy


“Gold becomes very popular.”
This classic hedge against currency substitution is embraced together with newer alternatives. It creates a somewhat balanced approach to reducing the exposure to dollars in investment portfolios.
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Market Volatility Driver Protection by Waste Agreement


Christina Au-Yeung, Head of Investment Management at Morgan Stanley Private Wealth Management Asia, acknowledged:
“We have seen our customers become much more conscientious about the risks and exposures they take, much more sensible in terms of volatility, budgeting and have a very clear and set of the idea for what each part of the portfolio is designed to achieve.”
The US Dollar, which was once considered to be the ultimate safe sanctuary, is now seen with caution. There is also some increasing skepticism. De-dollarization has essentially become a practical response to unpredictability in the market. It’s not just a purely speculative move.
Cryptocurrency legitimacy in case-dollarization


John Deaton, a prominent economic commentator, noted:
“We have officially reached the point where it is much more risky to have zero exposure to crypto than to allocate a small percentage of your net value to it.”
The role of the Cryptocurrency market in de-dollarization has in a kind of way evolved from Frans to mainstream. Institutional support has grown considerably in recent months.
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Global consequences of wealth agreement
Amy LO observed:
“Brewing of trade voltages between the US and China urges investors to diversify their holdings, which have traditionally been quite US-centered.”
As de-dollarization speeds up within the people who are rich, the potential for wider currency substitution increases. This change may possibly reshape the global financial landscape for many years to come. Consequently, it can change how we think about reserve currencies.

